Educational Articles

Learn about financial concepts and market terminology. For educational purposes onlyβ€”not investment advice.

Educational Content Only: These articles explain financial concepts for learning purposes. They are not investment advice or recommendations to buy or sell any securities.

πŸ“š Investment Basics

Basics

What Is a Stock?

Learn what stocks represent, how ownership works, and basic terminology around equity investments.

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Basics

What Is a Bond?

Understand how bonds work, including principal, interest payments, and maturity dates.

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Basics

What Is an ETF?

Learn about Exchange-Traded Fundsβ€”how they work, how they differ from mutual funds, and basic structures.

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Basics

What Is a Dividend?

Understand what dividends are, how they're paid, and key dates like ex-dividend and record dates.

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Basics

What Are Treasury Bonds?

Learn about U.S. Treasury securitiesβ€”T-bills, T-notes, and T-bondsβ€”and how they work.

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Basics

What Is a 401(k)?

Understand how 401(k) retirement accounts work, including contributions, employer matching, and tax treatment.

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Basics

What Is Compound Interest?

Learn how compound interest works and why it's a fundamental concept in finance.

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Basics

What Is Diversification?

Understand the concept of diversification and why investors spread money across different assets.

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Basics

What Is Inflation?

Learn what inflation means, how it's measured, and why it matters for purchasing power.

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πŸ“– Financial Terminology

Terminology

Understanding the P/E Ratio

Learn what the price-to-earnings ratio measures and how it's calculated.

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Terminology

Understanding Volatility and the VIX

Learn what volatility means in finance and how the VIX index is constructed.

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Terminology

Understanding Interest Rates

Learn about different types of interest rates and how central bank policy affects them.

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Terminology

Understanding Index Funds

Learn what index funds are, how passive investing works, and common index benchmarks.

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Terminology

Understanding Expense Ratios

Learn what expense ratios are in mutual funds and ETFs and how they affect returns.

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Terminology

Understanding Bid-Ask Spread

Learn what the bid-ask spread is and why it matters when buying or selling securities.

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Terminology

What Is Market Capitalization?

Understand how market cap is calculated and the difference between large-cap, mid-cap, and small-cap.

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Terminology

What Is a Stock Split?

Learn what happens during a stock split and why companies do them.

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Terminology

FFO vs AFFO: REIT Metrics Explained

Learn what FFO and AFFO mean in REIT analysis and why these metrics exist.

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πŸ’‘ Investment Concepts

Concepts

What Is Dollar-Cost Averaging?

Learn about the concept of investing fixed amounts at regular intervals regardless of price.

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Concepts IN-DEPTH

Understanding Dividend Growth Investing

Complete guide with yield on cost calculations, CAGR formulas, DGI stock screening criteria, historical examples, and 7 FAQ.

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Concepts IN-DEPTH

What Are Dividend Aristocrats?

Index criteria, Kings vs Aristocrats comparison, sector breakdown, ETF options (NOBL, VIG), former Aristocrats removed, and key risks.

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Concepts IN-DEPTH

Understanding the Barbell Strategy

Nassim Taleb's framework, bond vs equity barbells, implementation approaches, comparison to 60/40 portfolios, and significant risks.

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Concepts IN-DEPTH

What Are Covered Calls?

Options mechanics, payoff scenarios, QYLD/JEPI/XYLD ETF comparison, strike selection, tax implications, and when strategies underperform.

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Concepts IN-DEPTH

Understanding Inflation and Investments

CPI breakdown, real vs nominal returns, TIPS mechanics, asset class performance during inflation, historical data from 1970s-2020s.

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Concepts

Understanding REITs: A Case Study

Learn about REIT structures using Realty Income as an educational example.

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Concepts IN-DEPTH

What Is Crypto Staking?

PoS vs PoW mechanics, staking yields by network, liquid staking protocols (Lido, Rocket Pool), slashing penalties, and historical incidents.

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Concepts IN-DEPTH

Bitcoin on Corporate Balance Sheets

FASB fair value accounting rules, MicroStrategy holdings, custody options, Bitcoin ETFs (IBIT, FBTC), and treasury asset comparison.

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πŸ“ˆ Markets Overview

Markets IN-DEPTH

Bull vs Bear Markets Explained

Historical bull/bear data since 1928, average durations, recovery times, sector rotation patterns, investor psychology, and market timing pitfalls.

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Markets

Understanding the Nasdaq-100 Index

Learn what the Nasdaq-100 tracks, how it's weighted, and why it's discussed.

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