Frequently Asked Questions

US Market Terminals is an educational website that displays market data through embedded widgets and provides educational content about financial markets. We cover U.S. equities, dividend investing, cryptocurrencies, and precious metals. Our goal is to present market information in an accessible format along with educational context.

Yes. All tools and content on this website are available at no cost. The site is supported by advertisements. There are no premium features, subscriptions, or hidden fees.

US Market Terminals is an independent educational project. We are not affiliated with any brokerage, investment firm, or financial institution. We do not manage money or execute trades on behalf of users.

No. US Market Terminals does not require registration or login. All tools and content are accessible without creating an account. We do not collect personal information beyond standard website analytics.

Our calculators use mathematical formulas to compute hypothetical scenarios based on the inputs you provide. For example, the dividend calculator projects future values using compound interest formulas. These are educational tools showing how math works—they are not predictions of actual investment returns.

The calculators perform accurate mathematical computations based on the inputs provided. However, real-world investment returns are affected by many factors not captured in simple models, including market volatility, dividend changes, taxes, fees, and inflation. Calculator results should be viewed as educational illustrations, not financial projections.

The Market Pulse page displays various market indicators and sentiment data through embedded widgets. It shows information like fear/greed indices and volatility measures. These are descriptive metrics showing current market conditions—they are not signals or recommendations for trading decisions.

Currently, calculator inputs are not saved between sessions. If you refresh the page or close your browser, you will need to re-enter your inputs. You may want to note down scenarios you find useful for future reference.

Market data is displayed through embedded widgets from third-party providers, primarily TradingView. We do not independently collect or verify market data. The data displayed is subject to each provider's terms, accuracy, and delay policies.

It depends on the data type and provider. Stock market data from major exchanges typically has a 15-20 minute delay unless you have a paid real-time data subscription with the provider. Cryptocurrency data is generally closer to real-time. Always check the data provider's specific terms for delay information.

Since we display data from third-party providers, we cannot guarantee accuracy. Data may be delayed, contain errors, or differ from other sources due to different calculation methods. For important financial decisions, always verify data against primary sources like official exchange websites or regulatory filings (e.g., SEC EDGAR).

Market data widgets update according to their provider's schedule (real-time or delayed). Educational articles and static content are updated periodically as needed. Check publication or last-updated dates on individual articles to assess currency of information.

No. US Market Terminals provides educational content only. We are not registered investment advisors, brokers, or financial planners. Nothing on this website constitutes investment advice, financial planning, or a recommendation to buy or sell any security. Always consult qualified professionals for investment decisions.

No. We do not provide stock recommendations, buy/sell signals, price targets, or personalized investment guidance. When specific securities are mentioned in educational content, they are used as examples to illustrate concepts—not as recommendations. Investment decisions should be based on your own research and professional advice.

All investments carry risk, including potential loss of principal. Information on this website may be incomplete, inaccurate, or outdated. Market data may be delayed. Calculator projections are hypothetical and do not reflect actual investment performance. You are solely responsible for any financial decisions you make. See our full disclaimer for details.

We collect minimal data. Standard website analytics may track page views and general usage patterns. We do not require registration or collect personal financial information. Third-party services like advertising networks may use cookies. See our Privacy Policy for complete details.

Advertisements help support the operation of this free website. Ads are served by third-party networks and their appearance does not constitute an endorsement of the advertised products or services. We do not control the specific ads displayed.