Fundamental Snapshot Ticker: O (NYSE)
Metric Value YoY Growth Assessment
Dividend Yield 5.82% +0.4% Attractive
Occupancy Rate 98.9% -0.1% Stable
AFFO Payout Ratio 74.2% 0.0% Safe
Credit Rating A- (S&P) - Investment Grade

1. The Triple-Net Lease Advantage

Realty Income operates on a Triple-Net Lease (NNN) structure. This means the tenant is responsible for property taxes, insurance, and maintenance costs.

This model protects the company from inflation in operating costs, ensuring that gross revenue flows efficiently down to the bottom line (AFFO) to fund dividends.

🏆 Dividend Aristocrat Status

Realty Income has declared 650+ consecutive monthly dividends and increased the dividend over 120 times since its public listing. It is the gold standard for reliability in the REIT sector.

2. FFO vs. Net Income

For REITs, Net Income is a misleading metric due to depreciation. Investors must focus on FFO (Funds From Operations) and AFFO (Adjusted FFO).

Currently, Realty Income trades at approximately 13x AFFO, which is below its historical average of 17x. This suggests the stock is currently undervalued relative to its cash flow generation capability.

3. Risks & 2026 Outlook

The primary risk is interest rates. As rates remain elevated, the cost of debt for acquisitions increases. However, with an A- credit rating, Realty Income has a lower cost of capital than its competitors, allowing it to acquire distressed assets accretively.